{"id":1988,"date":"2019-07-09T06:58:29","date_gmt":"2019-07-09T06:58:29","guid":{"rendered":"https:\/\/kobeta.com.my\/wordpress\/?page_id=1988"},"modified":"2024-08-16T14:22:36","modified_gmt":"2024-08-16T06:22:36","slug":"faq","status":"publish","type":"page","link":"https:\/\/kobeta.com.my\/wordpress\/faq\/","title":{"rendered":"Soalan Lazim"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1988\" class=\"elementor elementor-1988\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-314c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"314c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5d7f\" data-id=\"5d7f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1e9e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1e9e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-44d9\" data-id=\"44d9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-320 elementor-widget elementor-widget-elementskit-heading\" data-id=\"320\" data-element_type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_center   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title \">Soalan Lazim<\/h2><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7d77 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7d77\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6376\" data-id=\"6376\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3611 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3611\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6aa\" data-id=\"6aa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5595 elementor-widget elementor-widget-elementskit-accordion\" data-id=\"5595\" data-element_type=\"widget\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary\" id=\"accordion-6ae8067704f83\">\n\n            \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-5595\">\n                        <a href=\"#collapse-24cabbb6ae8067704f83\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-24cabbb6ae8067704f83\" aria-expanded=\"false\" aria-controls=\"Collapse-24cabbb6ae8067704f83\">\n                            \n                            <span class=\"ekit-accordion-title\">1. Apakah syarat-syarat untuk menjadi anggota koperasi?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                                                                        <i class=\"icon icon-eye icon-open icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                                                                        <i class=\"icon icon-cross icon-closed icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-24cabbb6ae8067704f83\" class=\" collapse\" aria-labelledby=\"primaryHeading-0-5595\" data-parent=\"#accordion-6ae8067704f83\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <ul><li>a) Warganegara Malaysia<\/li><li>b) Telah mencapai umur lapan belas (18) tahun<\/li><li>c) Bermastautin atau bekerja atau mempunyai tanah dalam kawasan operasi koperasi ini<\/li><li>d) Bukan seorang yang terhadapnya masih berkuatkuasa suatu sabitan bagi kesalahan boleh daftar, atau tidak upaya dari segi mental, atau bankrap yang belum dilepaskan, atau pernah dibuang dari keanggotaan mana-mana koperasi.<\/li><\/ul>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-5595\">\n                        <a href=\"#collapse-65c72e06ae8067704f83\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-65c72e06ae8067704f83\" aria-expanded=\"false\" aria-controls=\"Collapse-65c72e06ae8067704f83\">\n                            \n                            <span class=\"ekit-accordion-title\">2. Siapakah yang layak memohon pembiayaan KOBETA?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                                                                        <i class=\"icon icon-eye icon-open icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                                                                        <i class=\"icon icon-cross icon-closed icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-65c72e06ae8067704f83\" class=\" collapse\" aria-labelledby=\"primaryHeading-1-5595\" data-parent=\"#accordion-6ae8067704f83\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Permohonan adalah terbuka kepada kakitangan kerajaan dan badan berkanun yang berusia 19 sehingga 58 tahun. pemohon hendaklah berjawatan tetap dan tempoh berkhidmat hendaklah melebihi 6 bulan.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-5595\">\n                        <a href=\"#collapse-7d866876ae8067704f83\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-7d866876ae8067704f83\" aria-expanded=\"false\" aria-controls=\"Collapse-7d866876ae8067704f83\">\n                            \n                            <span class=\"ekit-accordion-title\">3. Berapakah jumlah pembiayaan maksimum?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                                                                        <i class=\"icon icon-eye icon-open icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                                                                        <i class=\"icon icon-cross icon-closed icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-7d866876ae8067704f83\" class=\" collapse\" aria-labelledby=\"primaryHeading-2-5595\" data-parent=\"#accordion-6ae8067704f83\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Pembiayaan minimum adalah RM2,00.00 dan pinjaman maksimum adalah RM250,000.00 selagi potongan gaji bulanan tidak melebihi 60 peratus.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-5595\">\n                        <a href=\"#collapse-fe42c886ae8067704f83\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-fe42c886ae8067704f83\" aria-expanded=\"false\" aria-controls=\"Collapse-fe42c886ae8067704f83\">\n                            \n                            <span class=\"ekit-accordion-title\">4.  Apakah yang dimaksudkan dengan peratus potongan?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                                                                        <i class=\"icon icon-eye icon-open icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                                                                        <i class=\"icon icon-cross icon-closed icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-fe42c886ae8067704f83\" class=\" collapse\" aria-labelledby=\"primaryHeading-3-5595\" data-parent=\"#accordion-6ae8067704f83\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Jumlah potongan (termasuk pembiayaan ini) tidak melebihi 60 peratus dari jumlah pendapatan kasar.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-4-5595\">\n                        <a href=\"#collapse-9d7ce686ae8067704f83\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-9d7ce686ae8067704f83\" aria-expanded=\"false\" aria-controls=\"Collapse-9d7ce686ae8067704f83\">\n                            \n                            <span class=\"ekit-accordion-title\">5. Apakah yang dimaksudkan dengan elaun-elaun tetap?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                                                                        <i class=\"icon icon-eye icon-open icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                                                                        <i class=\"icon icon-cross icon-closed icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-9d7ce686ae8067704f83\" class=\" collapse\" aria-labelledby=\"primaryHeading-4-5595\" data-parent=\"#accordion-6ae8067704f83\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Semua jenis elaun\/imbuhan yang bersifat tetap walaupun pemohon bertukar unit atau bahagian. Sebagai contoh; Elaun Khidmat Awam, Elaun Perumahan, Elaun Bantuan Sara Hidup, Elaun Wilayah (bagi warga Sabah dan Sarawak sahaja), Elaun Keraian (bagi Gred N46 keatas), Elaun Kritikal (bagi Gred U29 keatas)<\/p><p>*tertakluk kepada terma<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-5-5595\">\n                        <a href=\"#collapse-c613ced6ae8067704f83\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-c613ced6ae8067704f83\" aria-expanded=\"false\" aria-controls=\"Collapse-c613ced6ae8067704f83\">\n                            \n                            <span class=\"ekit-accordion-title\">6. Adakah pemohon perlu membayar secara tunai kesemua caj yang dikenakan sekiranya permohonan diluluskan?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                                                                        <i class=\"icon icon-eye icon-open icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                                                                        <i class=\"icon icon-cross icon-closed icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-c613ced6ae8067704f83\" class=\" collapse\" aria-labelledby=\"primaryHeading-5-5595\" data-parent=\"#accordion-6ae8067704f83\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Tidak. Kesemua caj tersebut akan ditolak dari jumlah pembiayaan yang diluluskan dan dibenarkan oleh pihak pelanggan.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-6-5595\">\n                        <a href=\"#collapse-46b36696ae8067704f83\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-46b36696ae8067704f83\" aria-expanded=\"false\" aria-controls=\"Collapse-46b36696ae8067704f83\">\n                            \n                            <span class=\"ekit-accordion-title\">7. Bolehkah pembiayaan ini digunakan untuk menyelesaikan tanggungan lain?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                                                                        <i class=\"icon icon-eye icon-open icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                                                                        <i class=\"icon icon-cross icon-closed icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-46b36696ae8067704f83\" class=\" collapse\" aria-labelledby=\"primaryHeading-6-5595\" data-parent=\"#accordion-6ae8067704f83\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Pembiayaan ini dibenarkan untuk kegunaan menyelesaikan hutang di institusu kewangan lain. Penyata Penyelesaian Hutang yang sah hendaklah dikemukakan dan pengiraan kelayakan permohonan adalah tertakluk kepada kadar potongan gaji yang tidak melebihi kadar 60% yang ditetapkan.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                        <\/div>\n    <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e1b742d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e1b742d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-c94aaf6\" data-id=\"c94aaf6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4dabce2 elementor-widget elementor-widget-elementskit-accordion\" data-id=\"4dabce2\" data-element_type=\"widget\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary\" id=\"accordion-6ae8067707087\">\n\n            \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-4dabce2\">\n                        <a href=\"#collapse-24cabbb6ae8067707087\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-24cabbb6ae8067707087\" aria-expanded=\"false\" aria-controls=\"Collapse-24cabbb6ae8067707087\">\n                            \n                            <span class=\"ekit-accordion-title\">8. Adakah pembiayaan ini memerlukan penjamin?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                                                                        <i class=\"icon icon-eye icon-open icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                                                                        <i class=\"icon icon-cross icon-closed icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-24cabbb6ae8067707087\" class=\" collapse\" aria-labelledby=\"primaryHeading-0-4dabce2\" data-parent=\"#accordion-6ae8067707087\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Tidak diperlukan.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-4dabce2\">\n                        <a href=\"#collapse-65c72e06ae8067707087\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-65c72e06ae8067707087\" aria-expanded=\"false\" aria-controls=\"Collapse-65c72e06ae8067707087\">\n                            \n                            <span class=\"ekit-accordion-title\">9. Berapa peratuskah jumlah bersih pinjaman yang akan diterima oleh pemohon?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                                                                        <i class=\"icon icon-eye icon-open icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                                                                        <i class=\"icon icon-cross icon-closed icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-65c72e06ae8067707087\" class=\" collapse\" aria-labelledby=\"primaryHeading-1-4dabce2\" data-parent=\"#accordion-6ae8067707087\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Pemohon akan menerima 93.53 peratus hingga 81 peratus daripada jumlah keseluruhan pinjaman.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-4dabce2\">\n                        <a href=\"#collapse-7d866876ae8067707087\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-7d866876ae8067707087\" aria-expanded=\"false\" aria-controls=\"Collapse-7d866876ae8067707087\">\n                            \n                            <span class=\"ekit-accordion-title\">10. Berapakah tempoh pemprosesan pembiayaan ini?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                                                                        <i class=\"icon icon-eye icon-open icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                                                                        <i class=\"icon icon-cross icon-closed icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-7d866876ae8067707087\" class=\" collapse\" aria-labelledby=\"primaryHeading-2-4dabce2\" data-parent=\"#accordion-6ae8067707087\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"p_17\">Tempoh pemprosesan adalah dari 3 sehingga 7 hari bekerja.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-4dabce2\">\n                        <a href=\"#collapse-fe42c886ae8067707087\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-fe42c886ae8067707087\" aria-expanded=\"false\" aria-controls=\"Collapse-fe42c886ae8067707087\">\n                            \n                            <span class=\"ekit-accordion-title\">11. Adakah \u2018blacklist\u2019 layak memohon?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                                                                        <i class=\"icon icon-eye icon-open icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                                                                        <i class=\"icon icon-cross icon-closed icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-fe42c886ae8067707087\" class=\" collapse\" aria-labelledby=\"primaryHeading-3-4dabce2\" data-parent=\"#accordion-6ae8067707087\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"p-b-30\">\u2018Blacklist\u2019 juga dibenarkan untuk memohon.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-4-4dabce2\">\n                        <a href=\"#collapse-00d9f416ae8067707087\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-00d9f416ae8067707087\" aria-expanded=\"false\" aria-controls=\"Collapse-00d9f416ae8067707087\">\n                            \n                            <span class=\"ekit-accordion-title\">12. Berapakah tempoh bayaran balik pembiayaan?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                                                                        <i class=\"icon icon-eye icon-open icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                                                                        <i class=\"icon icon-cross icon-closed icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-00d9f416ae8067707087\" class=\" collapse\" aria-labelledby=\"primaryHeading-4-4dabce2\" data-parent=\"#accordion-6ae8067707087\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"p-b-30\">Tempoh adalah dari 24 \u2013 120 bulan.\u00a0(Tertakluk kepada pihak pengurusan).<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-5-4dabce2\">\n                        <a href=\"#collapse-f79b08a6ae8067707087\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-f79b08a6ae8067707087\" aria-expanded=\"false\" aria-controls=\"Collapse-f79b08a6ae8067707087\">\n                            \n                            <span class=\"ekit-accordion-title\">13. Bagaimanakah cara pembayaran balik untuk pembiayaan ini?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                                                                        <i class=\"icon icon-eye icon-open icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                                                                        <i class=\"icon icon-cross icon-closed icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-f79b08a6ae8067707087\" class=\" collapse\" aria-labelledby=\"primaryHeading-5-4dabce2\" data-parent=\"#accordion-6ae8067707087\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"p-b-30\">Bayaran balik potongan melalui Biro Perkhidmatan Angkasa (BPA).<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-6-4dabce2\">\n                        <a href=\"#collapse-fc65a466ae8067707087\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-fc65a466ae8067707087\" aria-expanded=\"false\" aria-controls=\"Collapse-fc65a466ae8067707087\">\n                            \n                            <span class=\"ekit-accordion-title\">14. Apakah dokumen yang diperlukan untuk memohon pembiayan ini?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                                                                        <i class=\"icon icon-eye icon-open icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                                                                        <i class=\"icon icon-cross icon-closed icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-fc65a466ae8067707087\" class=\" collapse\" aria-labelledby=\"primaryHeading-6-4dabce2\" data-parent=\"#accordion-6ae8067707087\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"p-b-30\">Dokumen yang diperlukan adalah borang permohonan pinjaman, tiga (3) salinan kad pengenalan, tiga (3) bulan slip gaji terkini, tiga (3) salinan untuk setiap bulan terkini, surat pengesahan jawatan dari majikan (letterhead), penyata penyelesian awal (jika perlu) dan bil utility. Semua dokumen perlu pengesahan majikan.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-7-4dabce2\">\n                        <a href=\"#collapse-caaf6356ae8067707087\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-caaf6356ae8067707087\" aria-expanded=\"false\" aria-controls=\"Collapse-caaf6356ae8067707087\">\n                            \n                            <span class=\"ekit-accordion-title\">15. Bagaimanakah caranya untuk memohon pembiayaan ini?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                                                                        <i class=\"icon icon-eye icon-open icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                                                                        <i class=\"icon icon-cross icon-closed icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-caaf6356ae8067707087\" class=\" collapse\" aria-labelledby=\"primaryHeading-7-4dabce2\" data-parent=\"#accordion-6ae8067707087\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"p-b-30\">Dapatkan borang permohonan di Pejabat Cawangan KOBETA berhampiran dan atau hubungi pegawai pemasaran yang dilantik iaitu ABBS ditalian\u00a0016-3399592 \/ 019-5859039 dan juga SUSB 03-26924922.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                        <\/div>\n    <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9cf5d11 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9cf5d11\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b4a2729\" data-id=\"b4a2729\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-124fadb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"124fadb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-ee026c3\" data-id=\"ee026c3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8f301de elementor-widget elementor-widget-heading\" data-id=\"8f301de\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">PENYATA PENYELESAIAN PEMBIAYAAN<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-116271d elementor-widget elementor-widget-elementskit-accordion\" data-id=\"116271d\" data-element_type=\"widget\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary\" id=\"accordion-6ae806770a831\">\n\n            \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-116271d\">\n                        <a href=\"#collapse-24cabbb6ae806770a831\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-24cabbb6ae806770a831\" aria-expanded=\"false\" aria-controls=\"Collapse-24cabbb6ae806770a831\">\n                            \n                            <span class=\"ekit-accordion-title\">16. Bagaimana mahu mendapat penyata penyelesaian?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                                                                        <i class=\"icon icon-eye icon-open icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                                                                        <i class=\"icon icon-cross icon-closed icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-24cabbb6ae806770a831\" class=\" collapse\" aria-labelledby=\"primaryHeading-0-116271d\" data-parent=\"#accordion-6ae806770a831\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"p-b-30\">Perlu membuat permohonan kepada settlement@kobeta.com.my. Sertakan maklumat seperti nama, no.kad pengenalan, no.faks atau alamat emel.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-116271d\">\n                        <a href=\"#collapse-65c72e06ae806770a831\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-65c72e06ae806770a831\" aria-expanded=\"false\" aria-controls=\"Collapse-65c72e06ae806770a831\">\n                            \n                            <span class=\"ekit-accordion-title\">17. Berapakah tempoh penyata penyelesaian dikeluarkan?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                                                                        <i class=\"icon icon-eye icon-open icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                                                                        <i class=\"icon icon-cross icon-closed icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-65c72e06ae806770a831\" class=\" collapse\" aria-labelledby=\"primaryHeading-1-116271d\" data-parent=\"#accordion-6ae806770a831\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"p-b-30\">Tempoh penyata penyelesaian akan diproses dalam masa 3-5 hari waktu bekerja.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-116271d\">\n                        <a href=\"#collapse-7d866876ae806770a831\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-7d866876ae806770a831\" aria-expanded=\"false\" aria-controls=\"Collapse-7d866876ae806770a831\">\n                            \n                            <span class=\"ekit-accordion-title\">18. Bagaimana cara koperasi memberikan penyata penyelesaian kepada anggota?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                                                                        <i class=\"icon icon-eye icon-open icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                                                                        <i class=\"icon icon-cross icon-closed icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-7d866876ae806770a831\" class=\" collapse\" aria-labelledby=\"primaryHeading-2-116271d\" data-parent=\"#accordion-6ae806770a831\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"p-b-30\">Koperasi akan menghantar penyata penyelesaian menerusi faks, emel dan pos.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                        <\/div>\n    <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e16148f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e16148f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8ea6713\" data-id=\"8ea6713\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6265681 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6265681\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-8fe5b6c\" data-id=\"8fe5b6c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-88c2aec elementor-widget elementor-widget-heading\" data-id=\"88c2aec\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">PEMULANGAN LEBIHAN POTONGAN<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a753e5 elementor-widget elementor-widget-elementskit-accordion\" data-id=\"2a753e5\" data-element_type=\"widget\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary\" id=\"accordion-6ae806770d886\">\n\n            \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-2a753e5\">\n                        <a href=\"#collapse-24cabbb6ae806770d886\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-24cabbb6ae806770d886\" aria-expanded=\"false\" aria-controls=\"Collapse-24cabbb6ae806770d886\">\n                            \n                            <span class=\"ekit-accordion-title\">19. Bagaimana mahu mendapatkan semula lebihan potongan gaji?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                                                                        <i class=\"icon icon-eye icon-open icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                                                                        <i class=\"icon icon-cross icon-closed icon-right\" aria-hidden=\"true\"><\/i>\n                                                                                    <\/div>\n\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-24cabbb6ae806770d886\" class=\" collapse\" aria-labelledby=\"primaryHeading-0-2a753e5\" data-parent=\"#accordion-6ae806770d886\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"p-b-30\">Permohonan untuk mendapatkan semula lebihan potongan boleh dibuat dengan melengkapkan 'Borang Permohonan Lebihan Potongan'. Sila klik di bahagian Muat Turun untuk mendapatkan borang ini. Borang yang telah lengkap diisi hendaklah dihantar beserta dokumen-dokumen yang diperlukan.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                        <\/div>\n    <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Soalan Lazim 1. Apakah syarat-syarat untuk menjadi anggota koperasi? a) Warganegara Malaysia b) Telah mencapai umur lapan belas (18) tahun c) Bermastautin atau bekerja atau mempunyai tanah dalam kawasan operasi koperasi ini d) Bukan seorang yang terhadapnya masih berkuatkuasa suatu sabitan bagi kesalahan boleh daftar, atau tidak upaya dari segi mental, atau bankrap yang belum [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-1988","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/kobeta.com.my\/wordpress\/wp-json\/wp\/v2\/pages\/1988"}],"collection":[{"href":"https:\/\/kobeta.com.my\/wordpress\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kobeta.com.my\/wordpress\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kobeta.com.my\/wordpress\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kobeta.com.my\/wordpress\/wp-json\/wp\/v2\/comments?post=1988"}],"version-history":[{"count":28,"href":"https:\/\/kobeta.com.my\/wordpress\/wp-json\/wp\/v2\/pages\/1988\/revisions"}],"predecessor-version":[{"id":7978,"href":"https:\/\/kobeta.com.my\/wordpress\/wp-json\/wp\/v2\/pages\/1988\/revisions\/7978"}],"wp:attachment":[{"href":"https:\/\/kobeta.com.my\/wordpress\/wp-json\/wp\/v2\/media?parent=1988"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}